Flexible Financing for High-Performing Residential–Commercial Properties

Mixed-use investment properties require lending solutions that understand the unique blend of residential and commercial components. These loans evaluate the property’s combined income potential, zoning, market viability, and long-term profitability. At Fortress Mortgage Advisors, we structure mixed-use financing around your goals—whether you're acquiring, renovating, expanding, or repositioning a multi-use asset.

• Purpose-Built Financing Options – Loans tailored specifically for properties that combine residential units with commercial or retail spaces.

• Income-Driven Structuring –We evaluate projected or existing income from apartments, commercial leases, retail operations, and long-term tenant stability to maximize your loan terms.

• Financing for Every Phase of Your Project – Whether you're purchasing, constructing, renovating, expanding, or refinancing a mixed-use asset, Fortress offers comprehensive lending options at every stage.

• Specialized Mixed-Use Expertise – Our advisors understand zoning, property types, tenant mixes, and market performance—ensuring you receive guidance that aligns with real-world investment demands.

• Real Estate Developers – Secure the funding needed to build or reposition multi-use properties—from acquisition to construction and stabilization.

• Portfolio Investors – Add strong, dual-revenue assets to your portfolio with financing built to increase cash flow and long-term returns.

• Owner-Operators & Entrepreneurs – Operate your business on the commercial level while renting or living in the residential units above—all financed under one investment loan..

• Property Upgraders & Converters – Transform or modernize existing buildings into mixed-use assets with financing designed to support construction and redevelopment.

1. Project Consultation – We review your investment goals, property type, revenue projections, and overall project vision to determine the right financing structure.

2. Documentation Collection – This may include financials, tenant leases, rent rolls, income forecasts, architectural plans, permits, and construction or renovation details.

3. Underwriting & Property Review – Fortress evaluates zoning, marketability, project scope, commercial viability, residential demand, and projected income streams.

4. Customized Loan Structuring – Your loan terms are tailored to match your strategy—whether you're optimizing cash flow, minimizing capital outlay, or targeting long-term equity growth.

5. Closing & Disbursement – Funds are released efficiently to support acquisition timelines, renovation progress, or ground-up construction phases.

Mixed-use properties require expertise that extends beyond standard residential lending. At Fortress Mortgage Advisors, our team delivers:

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• Innovative loan structures rooted in investment strategy

• Hands-on guidance throughout the entire project lifecycle

• Competitive terms crafted by advisors who understand mixed-use dynamics

• A streamlined, efficient process—from consultation to final disbursement

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With Fortress, you gain a financing partner committed to supporting the growth, performance, and long-term success of your mixed-use investment.

• Alternative Documentation Loans

• Non-QM Loans

• Commercial Purpose Loans

• DSCR Loans (Debt Service Coverage Ratio)

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