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VA-Guaranteed Purchase Loans for Those Who’ve Served

If you’ve served our country, you’ve earned more than appreciation—you’ve earned access to meaningful homeownership benefits. VA-Guaranteed Purchase Loans, backed by the U.S. Department of Veterans Affairs, are designed to help eligible service members, veterans, and surviving spouses purchase a home with confidence, flexibility, and affordability.

Built for your service. Designed for your future.

Why VA-Guaranteed Purchase Loans Stand Out

VA-Guaranteed Loans offer some of the strongest buyer advantages in the mortgage market, helping military families secure stable, affordable housing with less financial pressure.

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With Fortress Mortgage Advisors, you can count on:

  • 0% Down Payment – Buy a home with no large upfront cost.

  • No PMI Required – Save hundreds per month—VA loans do not require private mortgage insurance.

  • Competitive Rates – Access rates often lower than conventional financing.

  • Flexible Credit Guidelines – More accommodating qualification standards for those with credit challenges.

  • One-Time Funding Fee – No monthly mortgage insurance premiums after closing.

Who’s Eligible for a VA-Guaranteed Purchase Loan?

This program is ideal for:

  • U.S. Military Veterans meeting service and discharge requirements

  • Active-Duty Service Members with sufficient service time

  • National Guard & Reserve Members with qualifying service

  • Eligible Surviving Spouses of deceased service members

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Fortress will help you confirm your eligibility quickly and easily.

How the VA-Guaranteed Purchase Loan Process Works

We’re with you at every step—here’s what to expect:

  1. Request Your Certificate of Eligibility (COE) – We’ll assist you in securing your VA authorization.

  2. Get Pre-Approved – Learn your buying power and strengthen your offer.

  3. Provide Documentation – Submit income, asset, and service history details.

  4. VA Appraisal – Ensures the home meets VA and lender standards.

  5. Underwriting – We review and finalize your loan application.

  6. Closing – Sign and receive the keys to your new home—mission accomplished.

Why Work with Fortress Mortgage Advisors?

With over 40 years of combined lending experience, Fortress Mortgage Advisors is proud to serve those who serve our country. We understand the unique financial needs of military families—from PCS relocations to deployment schedules—and craft every VA-Guaranteed Purchase Loan with care and precision..​

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When you choose Fortress, you benefit from:

  • Specialized Expertise in VA-Guaranteed Loans

  • Clear, Consistent Communication

  • Tailored Guidance from Start to Close

  • Efficient Processing with Personalized Support

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We’re honored to support your journey to homeownership.

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Ready to Use Your VA-Guaranteed Loan Benefit?

VA-Guaranteed Purchase Loans offer the most flexible and affordable home financing options available to qualified veterans and service members. Whether you're buying your first home or upgrading to your next one, we’re here to help you access the financing you’ve earned.

Book a consultation today with a VA loan expert at Fortress Mortgage Advisors and take your next step toward homeownership.

This is not a commitment to lend. Loan programs, rates, and terms are subject to change without notice and are subject to property and credit approval. For informational purposes only. Restrictions may apply. Your real estate professional is not a mortgage lender. Please contact your Loan Officer for information about mortgage products and your eligibility for home financing. Fortress Mortgage Advisors, LLC, 85 Chestnut Ridge Road Montvale, NJ 07645 NMLS# 3542 (www.fortressmortgageadvisors.com). Equal Housing Lender. These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment, and amount of documentation provided.

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