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Fortress Mortgage Advisors Privacy Policy for SMS Messaging

Effective Date: July 15, 2026​

Links:

Introduction

At Fortress Mortgage Advisors, protecting your privacy is our priority. This Privacy Policy explains how we collect, use, and safeguard your information when you opt into our SMS program. By enrolling, you agree to these terms, which comply with the 2026 Telephone Consumer Protection Act (TCPA), Campaign Registry requirements, and CTIA Best Practices.

1. Information We Collect

  • Phone number: The mobile number you provide to receive SMS messages.

  • Message Interaction Data: Delivery and engagement metrics (e.g., delivery status, response keywords).

  • Consent Records: Timestamps and methods of opt-in (web form, keyword, verbal, paper or e-mail).​​

2. How We Use Your Information

  • Send SMS messages (notifications, updates, reminders and marketing/promotional messages) per your opt-in preferences.

  • Demonstrate regulatory compliance (TCPA 2025, Campaign Registry).

  • Improve messaging and measure engagement.

3. One-to-One Consent Requirement

Under the January 2024 FCC ruling, opt-in consent applies solely to Fortress Mortgage Advisors. We do not share your consent with third parties or affiliates unless you expressly agree.

4. Message Frequency & Data Rates

The SMS message frequency will vary but will not be more than 3-5 messages per day unless there is a notification event. Message and data rates may apply; check your carrier’s terms.

5. Opt-Out & HELP Instructions​

  • Text “STOP” to any message to unsubscribe immediately.

  • Text “HELP” for assistance or contact us at Helpdesk@fmamortgage.com or 1-201-751-3267.

6. Data Sharing & Disclosure​

  • We will never sell your data.

  • We may share data with service providers (e.g., carriers) with strict confidentiality regarding SMS delivery.

  • National Do Not Call Registry (DNC) protections apply to SMS; we honor existing DNC registrations unless you expressly opt in.​

7. Security of Your Information​

Reasonable measures are in place to protect your data, though no system is infallible.

8. Record-Keeping & Proof of Consent​

We retain all opt-in and opt-out records, including timestamps and consent methods, to comply with TCPA 2026 and Campaign Registry guidelines.

9. Changes to This Policy​

We may update this Policy as laws evolve. Material changes will be communicated via SMS or on our website. Continued use after updates constitutes acceptance.

10. Contact Us​

If you have any questions about this Privacy Policy or wish to update your SMS preferences, you can contact us at:

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  • Email: Helpdesk@fmamortgage.com

  • Phone: 1-201-751-3267

  • Address: 250 Pehle Avenue, Plaza One, Ste. 205, Saddle Brook, NJ 07663

Jet Direct Funding Corp. d/b/a Fortress Mortgage Advisors | NMLS #3542 | Saddle Brook, NJ Branch NMLS #2667617

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Park 80 West, Plaza One, 250 Pehle Avenue, Suite 205, Saddle Brook, NJ 07663

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Fortress Mortgage Advisors Branch Licenses & Registrations: Connecticut – ML-BCH-2667617; Florida – MLDB24222; New Jersey – Correspondent Residential Mortgage Lender Branch License; Pennsylvania – 47421.008.

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Additional State Licensing: Jet Direct Funding Corp., NMLS #3542, is licensed and/or registered to conduct mortgage lending activities in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, Michigan, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and Wisconsin.

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For financing needs outside the states served by the Fortress Mortgage Advisors Saddle Brook branch, you may be connected with a Jet Direct Funding Corp. Loan Officer who is appropriately licensed to conduct mortgage lending activities in your state. Loan Officer and product availability vary by state.

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Important Disclosure: This is not a commitment to lend. All loans are subject to credit, income, property, and other applicable underwriting requirements and approval. Loan programs, rates, terms, and conditions are subject to change without notice. Not all products, programs, or Loan Officers are available in all states or to all borrowers. Restrictions may apply. Contact a licensed Mortgage Loan Originator for information regarding available mortgage products and eligibility.

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Equal Housing Lender. For licensing and registration information, visit NMLS Consumer Access.

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