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Fortress Mortgage Advisors SMS Terms and Conditions

Effective Date: July 17, 2026​

Introduction

By joining our SMS program provided by Fortress Mortgage Advisors you agree to receive recurring text messages (notifications, updates, and reminders) on the number you provide, under these Terms that adhere to TCPA (2026) and CTIA Best Practices.

1. Opt-In Consent

In accordance with the 2026 TCPA guidelines , your participation in our SMS service requires explicit one-to-one consent . This means that by opting in, you consent to receive messages from Fortress Mortgage Advisors. Consent cannot be shared with other companies or third-party entities without your direct approval.

To join our SMS program, you may opt in through the following methods, in compliance with the 2026 CTIA Guidelines:

  • Web Form: Provide consent by checking a clearly labeled checkbox explicitly stating SMS program enrollment during the opt-in process.

  • Verbal Consent: Offer verbal consent by clearly agreeing to SMS participation after being read a compliant SMS consent disclosure.

  • In-Person Paper Form: Sign or complete a paper intake form that includes a dedicated section with clear language outlining SMS consent.

  • E-mail Opt-In: Provide consent by replying to an email or completing an electronically signed document that includes clear SMS consent language.

  • Keyword Opt-In: Provide consent by texting a published keyword such as FORTRESS to [TEXT NUMBER] after being clearly informed that doing so enrolls the consumer in SMS messages.
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2. Message Frequency

You will receive no more than 3-5 messages per day, unless for urgent notifications. Standard carrier rates apply.

3. Opt-Out Process

Reply “STOP” any time to end messages; “HELP” to receive support instructions; or contact  Helpdesk@fmamortgage.com / 1-201-751-3267.

4. Terms of Consent

Your consent is voluntary and not a condition of purchase. You may receive informational messages as described at opt-in.

5. Privacy Policy

Your mobile number and interaction data are governed by our Privacy Policy: https://www.fortressmortgageadvisors.com/sms-privacy-policy. Data is used solely for SMS delivery purposes.

6. Message & Data Rates

Standard rates may apply per your carrier plan. Add Fortress Mortgage Advisors is not liable for carrier charges.

7. Record-Keeping & Compliance

We maintain detailed logs of opt-ins/opt-outs (dates, times, methods) to satisfy TCPA 2026 proof-of-consent requirements.

8. Changes to Terms

We reserve the right to update these Terms. Significant changes will be sent via SMS or posted online. Continued participation implies acceptance.

9. Disclaimers & Liability

Message delivery depends on carrier networks; we cannot guarantee uninterrupted service or delivery times.

Contact Us​​

  • Email: Helpdesk@fmamortgage.com

  • Phone: 1-201-751-3267

  • Address: 250 Pehle Avenue, Plaza One, Ste. 205, Saddle Brook, NJ 07663

This is not a commitment to lend. Loan programs, rates, and terms are subject to change without notice and are subject to property and credit approval. For informational purposes only. Restrictions may apply. Your real estate professional is not a mortgage lender. Please contact your Loan Officer for information about mortgage products and your eligibility for home financing. Fortress Mortgage Advisors, LLC, 250 Pehle Avenue, Saddle Brook, NJ 07663 NMLS# 3542 (www.fortressmortgageadvisors.com). Equal Housing Lender. These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment, and amount of documentation provided.

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