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Fortress Mortgage Advisors SMS Terms and Conditions

Effective Date: July 17, 2026​

Introduction

By joining our SMS program provided by Fortress Mortgage Advisors you agree to receive recurring text messages (notifications, updates, reminders and marketing/promotional messages) on the number you provide, under these Terms that adhere to TCPA (2026) and CTIA Best Practices.

1. Opt-In Consent

In accordance with the 2026 TCPA guidelines , your participation in our SMS service requires explicit one-to-one consent . This means that by opting in, you consent to receive messages from Fortress Mortgage Advisors. Consent cannot be shared with other companies or third-party entities without your direct approval.

To join our SMS program, you may opt in through the following methods, in compliance with the 2026 CTIA Guidelines:

  • Web Form: Provide consent by checking a clearly labeled checkbox explicitly stating SMS program enrollment during the opt-in process.

  • Verbal Consent: Offer verbal consent by clearly agreeing to SMS participation after being read a compliant SMS consent disclosure. When verbal consent is used for marketing/promotional messaging, the required double opt-in process must be completed before promotional messages are sent.

  • In-Person Paper Form: Sign or complete a paper intake form that includes a dedicated section with clear language outlining SMS consent.

  • E-mail Opt-In: Provide consent by replying to an email or completing an electronically signed document that includes clear SMS consent language.

2. Message Frequency

You will receive no more than 3-5 messages per day, unless for urgent notifications. Standard carrier rates apply.

3. Opt-Out Process

Reply “STOP” any time to end messages; “HELP” to receive support instructions; or contact  Helpdesk@fmamortgage.com / 1-201-751-3267.

4. Terms of Consent

Your consent is voluntary and not a condition of purchase. You may receive informational messages as described at opt-in.

5. Privacy Policy

Your mobile number and interaction data are governed by our Privacy Policy: https://www.fortressmortgageadvisors.com/sms-privacy-policy. Data is used solely for SMS delivery purposes.

6. Message & Data Rates

Standard rates may apply per your carrier plan. Fortress Mortgage Advisors is not liable for carrier charges.

7. Record-Keeping & Compliance

We maintain detailed logs of opt-ins/opt-outs (dates, times, methods) to satisfy TCPA 2026 proof-of-consent requirements.

8. Changes to Terms

We reserve the right to update these Terms. Significant changes will be sent via SMS or posted online. Continued participation implies acceptance.

9. Disclaimers & Liability

Message delivery depends on carrier networks; we cannot guarantee uninterrupted service or delivery times.

Contact Us​​

  • Email: Helpdesk@fmamortgage.com

  • Phone: 1-201-751-3267

  • Address: 250 Pehle Avenue, Plaza One, Ste. 205, Saddle Brook, NJ 07663

Jet Direct Funding Corp. d/b/a Fortress Mortgage Advisors | NMLS #3542 | Saddle Brook, NJ Branch NMLS #2667617

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Park 80 West, Plaza One, 250 Pehle Avenue, Suite 205, Saddle Brook, NJ 07663

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Fortress Mortgage Advisors Branch Licenses & Registrations: Connecticut – ML-BCH-2667617; Florida – MLDB24222; New Jersey – Correspondent Residential Mortgage Lender Branch License; Pennsylvania – 47421.008.

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Additional State Licensing: Jet Direct Funding Corp., NMLS #3542, is licensed and/or registered to conduct mortgage lending activities in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, Michigan, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and Wisconsin.

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For financing needs outside the states served by the Fortress Mortgage Advisors Saddle Brook branch, you may be connected with a Jet Direct Funding Corp. Loan Officer who is appropriately licensed to conduct mortgage lending activities in your state. Loan Officer and product availability vary by state.

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Important Disclosure: This is not a commitment to lend. All loans are subject to credit, income, property, and other applicable underwriting requirements and approval. Loan programs, rates, terms, and conditions are subject to change without notice. Not all products, programs, or Loan Officers are available in all states or to all borrowers. Restrictions may apply. Contact a licensed Mortgage Loan Originator for information regarding available mortgage products and eligibility.

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Equal Housing Lender. For licensing and registration information, visit NMLS Consumer Access.

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