Fast-track your refinance with less paperwork and no appraisal.

The FHA Streamline Refinance Program was created by the Federal Housing Administration to make it easier for FHA loan holders to secure better loan terms. It’s designed to:

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• Lower your monthly payment

• Convert from an adjustable-rate to a fixed-rate mortgage

• Expedite the refinance process with fewer hurdles.

This program is only available to existing FHA borrowers who are current on their mortgage and looking to improve their loan—not cash out equity.

• No Appraisal Needed: Your current home value isn’t a barrier—no new appraisal is required.

• Reduced Documentation: Enjoy a paperwork-light process with no income or credit re-verification in many cases.

• Lower Interest Rates: Take advantage of improved market conditions and reduce your overall mortgage cost.

• Quicker Closings: A more direct path to refinancing, designed for efficiency and ease.

This program is well-suited for:

• Current FHA loan holders

• Homeowners looking to lower their interest rate and monthly payments

• Borrowers with adjustable-rate mortgages seeking stability with a fixed-rate option

• Homeowners seeking a faster refinance without delays or reappraisals

1. Consultation – Meet with one of our mortgage specialists to assess your eligibility and goals

2. Documents Review – Provide limited documentation related to your current FHA loan

3. Underwriting – We’ll evaluate your application based on streamlined FHA criteria

4. Closing – Finalize your new loan terms and start enjoying potential savings

At Fortress Mortgage Advisors, we know time is money—and refinancing shouldn’t be stressful. With decades of experience and a client-first mindset, our team is committed to helping FHA homeowners refinance efficiently and confidently. We’ll walk you through every step and ensure your refinance stays on track from application to closing.

• Cash-Out Refinance

• Rate-and-Term Refinance